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Jio Payments Bank Enters Next-gen Tolling With MLFF Highway Projects

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Jio Payments Bank (JPBL), a subsidiary of Jio Financial Services (JFSL), has secured a contract to implement the next-generation Multi-lane Free Flow (MLFF) toll collection system at two major toll plazas, Shahjahanpur and Manoharpura, between Gurugram and Jaipur.
The MLFF system represents a major advancement in India’s tolling technology, enabling vehicles to be identified, classified, and charged electronically without slowing down or stopping. Using Automatic Number Plate Recognition (ANPR), Radio-Frequency Identification (RFID), Dedicated Short-Range Communication (DSRC), and Global Navigation Satellite System (GNSS) technologies, the system allows fully contactless tolling across multiple lanes, reducing congestion and enhancing commuter convenience.
The two plazas were awarded as part of Indian Highways Management Company Limited’s (IHMCL) pilot MLFF project, which aims to enable seamless, barrier-free travel across national highways. Of the five MLFF bids awarded to date, JPBL has won two — demonstrating its growing competitiveness in infrastructure-linked financial services.
The bank currently manages toll operations at 11 plazas nationwide and is now positioned to become a key player in India’s evolving digital tolling landscape.
JPBL plans to leverage synergies with Jio Platforms to strengthen its operational and technological capabilities. The integration of physical and digital infrastructure is expected to enhance the country’s mobility ecosystem and promote efficiency across transport networks.
Vinod Easwaran, Managing Director and CEO of Jio Payments Bank, said, “Our expansion into the tolling ecosystem is a natural progression of our mission to digitise everyday payments and build smart financial infrastructure at scale. This milestone reinforces our commitment to driving inclusion, access, and efficiency through citizen-centric digital financial services.”
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