Finvasia launched jAI, a voice-to-voice artificial intelligence-based personal finance assistant integrated into its jUMPP platform, developed in partnership with YES Bank.
The company said the tool enables users to manage finances through voice interaction, allowing them to track expenses, set budgets, and plan savings without using traditional app interfaces. The system is designed to provide real-time responses and guidance based on user inputs.
According to the company, jAI uses a multi-agent AI architecture, where separate modules handle functions such as expense tracking, budgeting, savings analysis, income insights, and long-term financial planning. These modules collectively generate a consolidated view of a user’s financial position.
The assistant also includes features that analyse spending patterns and issue alerts, such as warnings on budget limits or increased expenditure. It supports interaction in Hindi and English, with additional Indian languages planned.
Finvasia stated that the platform operates on cloud-based infrastructure with encrypted data systems and complies with data protection requirements under the Digital Personal Data Protection (DPDP) Rules, 2025. The company holds ISO 27001:2022 certification and PCI DSS compliance, and operates a non-banking financial company (NBFC). |
