Baccarat insurance is a side bet offered in some casinos that allows players to protect their main bet against specific outcomes. This rule typically applies when the banker hand has a certain advantage or when specific card combinations appear. The insurance bet pays out if the insured event occurs, minimizing potential losses for the player. 
In standard baccarat insurance rules, players can purchase insurance before the dealer reveals their hole card. The cost of insurance is usually a percentage of the main bet amount. If the insured outcome happens, the player receives a payout according to the predetermined odds, while the main bet is settled normally based on the game result.
Understanding baccarat insurance rules requires knowledge of when insurance is offered and how it affects the overall house edge. While insurance can provide temporary protection, it generally increases the casino advantage over time. Players should carefully consider the probability of insured events versus the insurance cost before placing this side bet. |
